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AI & machine learning

The Age of AI in Lending has arrived. Machine learning algorithms that use thousands of variables can better predict a borrower’s probability of default and provide lenders with more accurate credit underwriting. Discover how AI can help you approve more borrowers at the same loss rates, while reducing fraudulent applications.

A Recent Blog

Why the Upstart Referral Network is Superior to Loan Purchase Programs

Many financial institutions (FIs) compare the Upstart Referral Network to loan purchase programs – and while the two share some similarities, the Upstart Referral Network creates the opportunity to acquire new customers or members, more precisely control credit policy, exceed loan volume goals and more.
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Capturing Prime Members in 2025 and Beyond Webinar

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How AI Drives More Affordable Credit Access

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Ensuring Safety and Soundness with AI

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Seizing the indirect auto lending opportunity

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The Age of AI is here: Why now is the time for credit unions

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Vantage West Leverages Short-Term Loan Flexibility to Withstand Economic Cycles

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Achieving fintech partner excellence in an era of increasing change

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A personal loan partnership to withstand economic cycles

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Adapting to the Next Frontier in Lending: AI-Driven Credit Decisioning in Uncertain Times

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How PriorityONE Credit Union of Florida Achieved its Credit Performance and Annual Membership Goals

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How Patelco is acquiring members and lending deeper down the credit spectrum with Upstart

How Ardent Credit Union is Expanding Access to Credit while Maintaining Strong Portfolio Performance

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Learn how you can grow your consumer lending business by approving more borrowers within your credit policy while providing a modern, digital experience.
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