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AI & machine learning

The Age of AI in Lending has arrived. Machine learning algorithms that use thousands of variables can better predict a borrower’s probability of default and provide lenders with more accurate credit underwriting. Discover how AI can help you approve more borrowers at the same loss rates, while reducing fraudulent applications.

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Participating in high-performing, AI-powered personal loans

With Upstart, credit unions are filling their balance sheet needs quickly. Using Upstart-powered participation loan pools gives credit unions the opportunity to develop a strong balance sheet strategy for 2024.
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How AI Drives More Affordable Credit Access

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Ensuring Safety and Soundness with AI

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Seizing the indirect auto lending opportunity

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The Age of AI is here: Why now is the time for credit unions

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Vantage West Leverages Short-Term Loan Flexibility to Withstand Economic Cycles

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Achieving fintech partner excellence in an era of increasing change

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A personal loan partnership to withstand economic cycles

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Adapting to the Next Frontier in Lending: AI-Driven Credit Decisioning in Uncertain Times

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How PriorityONE Credit Union of Florida Achieved its Credit Performance and Annual Membership Goals

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How Patelco is acquiring members and lending deeper down the credit spectrum with Upstart

How Ardent Credit Union is Expanding Access to Credit while Maintaining Strong Portfolio Performance

Rapid adaptability amidst economic change: How Ardent FCU partnered with Upstart

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