Do personal loans show up on credit reports?

Yes, personal loans show up on credit reports. Assuming you obtain a personal loan from a bank or personal loan company (as opposed to getting a loan from another individual), your account history will be reported to the three major credit bureaus—Experian, Equifax, and TransUnion. The information reported will include the loan’s origination date, original principal, current balance, and a record of your monthly payment activity.